Richmond Real Estate Search

Richmond Properties between $400,000 and $500,000 for Sale

Our website features the best real estate search for between $400,000 and $500,000 properties available in Richmond and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in the Richmond real estate market? Sign up for a  Richmond Real Estate Market Report to see what’s active, under contract, and sold!

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Newest Richmond Properties between $400,000 and $500,000 for Sale

276 Tahoe Way, Richmond
$485,000
4 Beds ⋅ 3 Baths ⋅ 26029529 MLS
Welcome to 276 Tahoe Way, where luxury finishes, thoughtful design, and a beautiful 1.3-acre tree-lined lot come together. Built just three years ago, this stunning 4-bedroom, 2.5-bath home offers modern style with plenty of space to spread out. The kitchen is a true showstopper, featuring quartz countertops, stainless steel appliances, a statement exhaust hood, and elegant champagne gold fixtures. The first-floor primary suite offers a private retreat with a beautifully finished bathroom highlighted by a marble-tiled shower. Also on the main level, a dedicated office with a vaulted ceiling provides an impressive space to work from home, study, or create. Upstairs, you'll find three additional bedrooms and a full bath, offering plenty of room for family and guests. Situated on a spacious 1.3-acre lot lined with mature trees, the property offers a peaceful setting with plenty of room to enjoy the outdoors. With an acceptable offer, the seller is willing to provide a credit toward fencing, giving the next owner the opportunity to further customize the outdoor space to fit their needs. For added convenience and peace of mind, the home features various security upgrades throughout, with additional information regarding these features attached to the listing. The security system will remain with the home, allowing the next owner to enjoy these upgrades from day one. As an added bonus, the washer and dryer will also remain with the property. With its luxury finishes, first-floor primary suite, modern construction, security enhancements, beautiful acreage, and valuable inclusions, 276 Tahoe Way offers an impressive combination of style, space, privacy, and functionality.

276 Tahoe Way, Richmond

524 Ryan Dr, Richmond
$469,000
6 Beds ⋅ 4 Baths ⋅ 26027676 MLS
2.75% ASSUMABLE MORTGAGE with an approximate remaining balance of $333,000. The seller has been advised by their current lender that the existing mortgage is assumable, subject to lender approval and buyer qualification. Scroll to the bottom for important financing information and disclaimers. This is the one that makes you stop scrolling. Built by Payne Homes, 524 Ryan Drive brings together the space, finish and flexibility buyers keep looking for, and it's priced with one goal in mind: to sell. The first floor features hardwood flooring, an open kitchen and living area, dining space, plus a separate room with French doors and a closet that can serve as a home office or first-floor bedroom. Upstairs, the primary suite features a large tiled walk-in shower, additional bedrooms and a conveniently located laundry room. Then there's the basement, and this is where the house really separates itself. The walkout lower level adds an entirely separate living area with LVP flooring, a kitchenette, full bathroom, recreation space and additional flex rooms. The sixth sleeping space is a bonus room without egress and is not officially considered a bedroom. Fresh paint, new carpet, a roof that's only a few years old, two-car garage, fenced backyard, covered patio beneath the deck and nearly one-third of an acre complete the package. There's a lot of house here, and at this price, 524 Ryan Drive was positioned to get attention quickly. FINANCING INFORMATION: To the best of the seller's current knowledge, the seller has been advised by their current lender that the existing mortgage is assumable. The current loan is believed to have an approximate remaining balance of $333,000 with an interest rate of 2.75%. Any difference between the assumable loan balance and purchase price would be the buyer's responsibility and may require cash and/or separately obtained secondary financing. Loan assumption, buyer qualification, remaining balance, interest rate, monthly payment, remaining term, assumption fees and all other loan terms are subject to verification and approval by the existing lender/servicer. Any second mortgage or secondary financing is subject to separate lender underwriting, approval and availability. Seller, listing agent and brokerage make no representations, warranties or guarantees regarding the accuracy or continued availability of the assumable loan, the buyer's ability to qualify, the lender's approval of an assumption, or the availability or terms of secondary financing. Buyer and buyer's agent are responsible for independently verifying all financing information directly with the applicable lender(s) before relying upon it.

524 Ryan Dr, Richmond

528 Blue Spruce Dr, Richmond
$424,900
4 Beds ⋅ 3 Baths ⋅ 26027628 MLS
Welcome home! This inviting property is perfect for entertaining, relaxing, and enjoying everyday life. The home features an open-concept living room, dining area, and kitchen, creating a bright and comfortable gathering space. Large windows provide plenty of natural light, while updated granite countertops add a fresh touch to the kitchen. The spacious primary suite includes a private ensuite bath, his-and-hers closets, and direct access to the back patio. A bonus room above the garage currently serves as a pool and ping-pong game room but offers plenty of flexibility for a home office, playroom, media room, or additional living space. Step outside to a private, quiet, fully fenced backyard designed for entertaining. The back patio connects to a bi-level deck surrounding a 24-foot partially in-ground pool, with plenty of space for outdoor dining, grilling, and relaxing among the flowers and garden beds. A backyard storage shed provides additional storage. Patio furniture may also be available for purchase. The property includes a large two-car garage and an extra-long driveway, providing plenty of parking and storage space. Some household furniture may also be available with an acceptable offer. Located in a quiet, welcoming neighborhood, the home is just two blocks from a walking path that connects to Richmond's new sports park, featuring tennis and pickleball courts, a dog park, soccer and basketball facilities, picnic areas, walking paths, and bike trails. Conveniently located approximately five minutes from grocery stores, shopping, healthcare facilities, and interstate access, this home offers a great combination of privacy, recreation, and convenience.

528 Blue Spruce Dr, Richmond

2131 Todd Ln, Richmond
$425,000
3 Beds ⋅ 3 Baths ⋅ 26026053 MLS
Welcome to 2131 Todd Lane in Richmond, Kentucky—a charming home built in 2017 that offers the perfect combination of modern finishes, flexible living space, and an incredible detached workshop that's nearly impossible to find! Step inside to beautiful hardwood flooring that flows throughout the home and an inviting open-concept main living area designed for both everyday living and entertaining. The spacious living room features a stunning propane fireplace with a custom feature wall, creating a warm focal point for the space. The adjoining kitchen offers black stainless steel appliances, abundant cabinetry, tiled back splash and an easy flow into the dining and living areas. The thoughtfully designed floor plan includes a main-level bedroom and a full bathroom, providing flexibility for guests, a home office, or anyone wanting first-floor living. Upstairs you'll find two additional bedrooms and another full bathroom, giving everyone their own space. Outside is where this property truly shines. Situated on a double lot (1.055 acres) , the impressive detached garage/shop measures approximately 30' deep x 52' and features three oversized garage bays, a convenient full bathroom (shower), washer and dryer hookups, and a large loft area perfect for storage or future workspace. 2 of the garage doors are 10' wide by 12' tall and the 3rd bay was open originally for RV storage (has access to the septic system too) but has been closed in with a 14' door. The main part of the garage has propane forced gas heat, 200 AMP service, multiple 220 outlets and has a separate electric meter. Making this space ideal for a home business! Whether you're a car enthusiast, woodworker, small business owner, or simply need room for your hobbies and equipment, this shop offers endless possibilities. Located with convenient access from both Concord Road and Four Mile Road, you'll enjoy a peaceful setting while remaining just minutes from Richmond's shopping, restaurants, schools, and I-75. If you've been searching for a newer home with a massive workshop, open floor plan, hardwood floors, propane fireplace, double lot, and room to spread out, 2131 Todd Lane is one you won't want to miss. Schedule your private showing today!

2131 Todd Ln, Richmond

505 Park Ridge Dr, Richmond
$465,000
4 Beds ⋅ 3 Baths ⋅ 26025590 MLS
Back on market due to buyer financing issue. Welcome home to this spacious 4-bedroom, 2.5-bath gem in the desirable Highland Lakes neighborhood! Tucked away on a quiet cul-de-sac near Gibson Bay Golf Course and the park/rec area, this home offers the space, storage, and prime location. An immaculate 3-car garage with Gorilla Garage flooring welcomes you home, while inside, soaring ceilings greet you in the foyer, leading to a formal dining room and a cozy sitting area or den. The light-filled, eat-in kitchen features tile flooring, a breakfast bar, a casual dining area, quartz countertops, and all appliances included. The spacious great room, complete with a gas fireplace, is ideal for entertaining. Upstairs you'll find four generously sized bedrooms and two full baths, plus a large office/bonus space with its own private deck and separate outside entry — perfect for a work-from-home setup or guest suite. Outside, the level, fenced-in backyard offers privacy and room to roam, complemented by gorgeous landscaping, dual decks for relaxing, and a wide driveway with ample parking. The crawlspace is a standout feature: lighted, graveled, and accessible right from the garage for extra storage. Due to relocation sale, offers may be verbally responded to at any time; however, offers will only be signed Monday-Friday, 9 AM-5 PM. Home-sale contingencies will only be considered if Buyer's current home is under contract and through inspections.

505 Park Ridge Dr, Richmond

508 General Cruft Dr, Richmond
$429,900
3 Beds ⋅ 2 Baths ⋅ 26025271 MLS
Welcome home to this meticulously maintained all-brick ranch offering over 2,100 square feet of thoughtfully upgraded living space in Richmond's desirable Battlefield Estates. Perfectly positioned with peaceful water views overlooking the neighborhood pond and neighboring Battlefield Golf Club, this home delivers the rare combination of privacy, convenience, and true one-level living. Step inside to an inviting open floor plan where beautiful hardwood flooring, abundant natural light, and a spacious great room with fireplace create the perfect setting for everyday living and entertaining. The kitchen has been beautifully remodeled with quartz and exotic marble countertops, a stunning solid copper farmhouse sink, stainless steel LG appliances, upgraded lighting, and both under-cabinet and in-cabinet accent lighting controlled by remote for added ambiance. There is also a gorgeous tiled back splash. Just beyond the main living area, you'll find one of the home's standout features—a freshly refinished screened porch where you can enjoy your morning coffee while overlooking the scenic pond and watching the seasons change. A spacious patio and hidden storage area beneath the deck provide even more functionality for outdoor living. Every inch of this home reflects careful ownership and attention to detail. Recent improvements include fresh interior paint, updated lighting throughout, new switches and outlets, USB charging receptacles, smart door locks, new smoke and carbon monoxide detectors, and brand-new Genie garage door openers. Additional features such as a solar-powered attic fan, partially floored attic with lighting, underground utilities, double vapor barrier in the crawlspace, and electrical service in the crawlspace demonstrate the quality of construction and ongoing maintenance that sets this property apart. Designed with accessibility in mind, the home offers extra-wide 36-inch doorways and 48-inch hallways, making everyday living comfortable and convenient while also simplifying furniture placement and future flexibility. Located just minutes from shopping, restaurants, Eastern Kentucky University, downtown Richmond, and multiple I-75 interchanges, this home provides an ideal balance of quiet neighborhood living and exceptional convenience. Enjoy the beauty of golf course surroundings and tranquil water views without being located within a flood plain. If you've been searching for a move-in-ready ranch where the major updates have already been completed and pride of ownership is evident from the moment you arrive, this exceptional Battlefield Estates home deserves a place at the top of your list. Schedule your private showing today and experience everything this remarkable property has to offer. Home was recently appraised for $435,000. Instant equity is being offered when you buy this impeccable home.

508 General Cruft Dr, Richmond

211 Lexwood Ln, Richmond
$499,900
4 Beds ⋅ 2 Baths ⋅ 26024634 MLS
Welcome to this beautifully crafted new-construction Houghton Homes residence, thoughtfully designed to combine timeless appeal, elevated finishes, and effortless everyday living. This spacious ranch offers a desirable split-bedroom floor plan with an open-concept living and dining area, creating a comfortable setting for both daily life and entertaining. The heart of the home is the well-appointed kitchen, featuring upscale countertops, stainless steel appliances, generous workspace, and a walk-in pantry designed to provide exceptional storage and functionality. Luxury wide plank flooring extends throughout the home, offering a refined look with the durability and ease of maintenance ideal for modern living. The private primary suite provides a peaceful retreat, complete with a walk-in closet and a beautifully finished en-suite featuring a relaxing soaker tub and tiled walk-in shower. Three additional bedrooms offer flexibility for family, guests, a home office, or other lifestyle needs. Throughout the home, Houghton Homes' attention to craftsmanship is evident in the 10-foot ceilings, impressive 8-foot interior doors, and Andersen windows and exterior doors, creating a bright, open atmosphere with a distinctly elevated feel. Thoughtful architectural details continue outdoors with covered front and rear porches, finished with stained tongue-and-groove pine ceilings, while aluminum balusters add a polished touch to the rear porch. The exterior combines the character of brick detailing with the low-maintenance appeal of HardiePlank siding, complementing the home's carefully considered design. With its functional layout, quality finishes, inviting outdoor spaces, and craftsmanship throughout, this Houghton Homes residence offers a refined new-construction opportunity designed for comfortable living today and lasting value for years to come. Estimated completion is October/November 2026. Professional photos and 3d walk through will be provided once fully complete. Progress pictures will be provided at each stage and updated online accordingly. Rendered floor plans and front elevation photos are provided for illustrative purposes only and may not reflect the final design exactly. Plans, elevations, finishes, and other features are subject to change.

211 Lexwood Ln, Richmond

728 Shaker Dr, Richmond
$467,500
3 Beds ⋅ 3 Baths ⋅ 26022606 MLS
Move-in ready takes on a whole new meaning here. Beautifully designed with upgraded finishes and a spacious, functional layout, this home offers the perfect combination of style, comfort, and convenience. Engineered hardwood flooring flows throughout the main level, leading into a gourmet eat-in kitchen featuring quartz countertops, a gas cooktop, stainless steel Frigidaire appliances, and generous cabinet space. The open concept living and dining areas make everyday living and entertaining feel effortless. Upstairs, the spacious primary suite offers a private retreat with a beautifully finished bathroom, oversized walk-in closet, and convenient direct access to the laundry room. Two additional bedrooms and a full bathroom provide plenty of flexibility for family, guests, or a home office. Additional features include a convenient drop zone just off the 3-car garage. Step outside to the fully fenced backyard and enjoy the covered patio complete with a ceiling fan and privacy wall, creating a comfortable space for morning coffee, evening relaxation, or weekend gatherings. Located in Magnolia Pointe, residents can enjoy convenient access to the neighborhood fishing pond, dog park, and playground. For added peace of mind, the seller is offering a one-year home warranty through America's Preferred Home Warranty. With upgraded finishes, thoughtful spaces, a 3-car garage, and community amenities close by, this home is ready for its next owner. Schedule your private showing today.

728 Shaker Dr, Richmond

125 Ivy Creek Dr, Richmond
$449,900
3 Beds ⋅ 2 Baths ⋅ 26023582 MLS
LOT 74 - Thoughtfully designed with both everyday living and entertaining in mind, this beautiful ranch-style home offers an open, functional layout with nearly every space designed for comfort and convenience. Step through the welcoming foyer into an impressive 20'6" x 18'0" Great Room featuring soaring ceilings and an abundance of natural light. The spacious living area flows seamlessly into the kitchen, creating the perfect gathering space for family and friends. The well-appointed kitchen measures 9'4" x 12'6" and features a large center island with seating, generous cabinet space, and direct access to the 10'3" x 10'0" breakfast area, making casual meals both convenient and inviting. Just beyond, oversized Andersen sliding doors lead to the expansive 26'8" x 10'0" deck, extending your living space outdoors and providing the ideal setting for grilling, relaxing, or entertaining. The split-bedroom floor plan offers exceptional privacy. The spacious primary suite measures approximately 14'1" x 16'9" and features an elegant tray ceiling, an oversized walk-in closet, and a luxurious ensuite bath complete with double vanities, a custom tiled shower with frameless glass door, private water closet, and linen storage. On the opposite side of the home, Bedroom #2 offers approximately 12'7" x 12'0" with its own walk-in closet, while Bedroom #3 measures 13'0" x 12'0", making either space ideal for guests, children, or a home office. A centrally located full bath serves these bedrooms. Practical features continue throughout the home with a dedicated laundry room, convenient mudroom directly off the garage, additional storage closet near the foyer, and an oversized 19'8" x 20'4" two-car garage with plenty of room for vehicles, lawn equipment, or workshop space. From the spacious entertaining areas to the private bedroom arrangement and generous outdoor living space, every inch of this home has been designed to maximize functionality, comfort, and modern living. This home also comes equipped with a CONDITIONED crawl space! HOA Fee $300/Year. Shiloh Cove offers quick access to I-75 via exits 97 AND 95. Phase 2 has a cluster mailbox, street lights as well as side walks! Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details.

125 Ivy Creek Dr, Richmond

545 Ryan Dr, Richmond
$469,000
6 Beds ⋅ 4 Baths ⋅ 26022450 MLS
Buyer got cold feet after a near perfect inspection! Their loss is your gain though! Welcome to 545 Ryan Drive in Richmond's sought-after Magnolia Pointe community—a spacious two-story home built in 2020 offering a finished walkout basement, flexible living spaces, and beautiful views of one of the neighborhood's fishing ponds. Situated on a quiet cul-de-sac and backing to mature trees, this home combines modern finishes, functional design, and access to outstanding community amenities. The main level is designed for everyday living and entertaining with an open-concept layout connecting the living room, dining area, and expansive kitchen. Luxury vinyl plank flooring flows throughout the main living spaces, while the kitchen features 42-inch cabinetry, tiled backsplash, stainless steel appliances, a walk-in pantry, and a large center island with breakfast bar seating. A convenient half bathroom completes the main level. Just off the foyer is a dedicated home office with double French doors and a closet, offering exceptional flexibility as a study, guest room, hobby space, or potential additional bedroom if desired. Upstairs, the spacious primary suite offers a true retreat with an oversized bedroom, dual vanities, soaking tub, walk-in shower with glass door, linen closet, separate water closet, and an impressive walk-in closet that connects directly to the laundry room while also providing hallway access for added convenience. Three additional bedrooms and another full bathroom complete the upper level. The finished walkout basement significantly expands the home's living space with two additional bedrooms, a full bathroom, a flexible recreation or media room, and a large unfinished heated and cooled room that makes an ideal home gym, workshop, hobby room, or additional storage area. Outdoor living is equally impressive with a welcoming covered front porch and a large covered rear deck overlooking the private backyard, mature trees, and one of Magnolia Pointe's neighborhood ponds. Residents of Magnolia Pointe enjoy community amenities including fishing ponds, walking trails, neighborhood parks, and a dog park, all with an HOA fee of just $250 per year. If you've been searching for a newer home with six potential bedroom spaces, a finished walkout basement, dedicated office, covered outdoor living, pond views, and exceptional neighborhood amenities, 545 Ryan Drive offers an outstanding opportunity in one of Richmond's fastest-growing communities. This home also has a radon mitigation system already installed for peace of mind. Additional, the home got a new roof, gutters and siding and back side of the home got new windows in 2023.

545 Ryan Dr, Richmond

328 Lewis Dr, Richmond
$423,900
3 Beds ⋅ 4 Baths ⋅ 26020233 MLS
If country living close to town is your preference . This home fits the bill. Brick and vinyl 1 and 1/2 story on partial finished basement. Upon entrance from the awesome full length covered front porch is the FRESHLY PAINTED first level living room and kitchen with beautiful hardwood flooring and a vent less propane fire place to help take the chill off when needed. From here you enter the well laid out kitchen with eat-in and dining area . Off the kitchen are a FRESHLY PAINTED utility room and 1/2 bath with tile floor covering. Also on first level is the NEWLY PAINTED and CARPETED large primary suite including walk-in closet, and full bath with double sink vanity. NEW carpet on stairs leads to the FRESHLY PAINTED and NEWLY CARPETED two large bedrooms with a second double sink vanity full bath with tile flooring . There is also attic storage in bedrooms with knee wall door access. The welcoming partially finished basement offers a relaxing atmosphere with a chance to unwind. It presents ample room for your imagination. There is also a third full bathroom along with more space for storage if you want. The beautiful finished cedar counter top will convey. Outside the first level kitchen is a double deck with a gazebo on top deck and awesome hot tub and umbrella on lower deck that convey . What a terrific area to entertain, sit for your morning coffee, or enjoy nature as the rear of the property adjoins a tree line and farm land.

328 Lewis Dr, Richmond

108 Dawn Ct, Richmond
$469,900
3 Beds ⋅ 3 Baths ⋅ 26020085 MLS
Welcome to 108 Dawn Court—a beautifully designed new construction story-and-a-half home (close to 2,000 finished sqft) situated on a one acre lot and surrounded by mature trees, creating a private backyard setting. Thoughtfully designed with spacious living areas, modern finishes, and flexible spaces, this home offers the convenience of a first-floor primary suite combined with additional living space upstairs. The main level features a bright, open-concept floor plan where the living room, dining area, and kitchen flow seamlessly together. The kitchen is designed to be the heart of the home with a large breakfast bar plus a center island offering additional seating, creating plenty of space for entertaining, meal preparation, and everyday gathering. There is a walk in pantry, GORGEOUS tiled back splash, quartz counter tops, under cabinet lighting and soft close hinges and drawers. The main-level primary suite provides a private retreat complete with a spacious walk-in closet with custom shelving and drawers for the most organized humans and an ensuite bathroom featuring dual vanities, a fully tiled walk-in shower, glass shower door, separate soaking tub, quartz countertops and a separate water closet. Nearby, you'll find a generously sized laundry room with built-in cabinetry for additional storage, along with a convenient half bathroom for guests. There is LVP flooring throughout the entire main level and hardwood stairs leading upstairs. Upstairs offers exceptional flexibility with two oversized bedrooms, each featuring its own walk-in closet, along with a full bathroom and a spacious flex room that can easily serve as a second family room, media space, home office, study area, or hobby room. A large walk-in attic provides valuable storage that's easily accessible without climbing pull-down stairs. Outdoor living is equally inviting with a covered front porch welcoming guests and a covered rear deck with ceiling fan overlooking the wooded backyard. The approximately one-acre homesite provides privacy, mature trees, and space to enjoy the outdoors while remaining convenient to Richmond. If you've been searching for a new construction home with a first-floor primary suite, flexible upstairs living space, abundant storage, covered outdoor living, and a private acre lot, 108 Dawn Court offers a functional layout designed for today's lifestyle. HOA fee is $150/year. One year builders warranty included for peace of mind! Marcum Woods is located only 4 miles from the Bypass in Richmond and only 10 minutes to I-75 Exit 90! Current school zoning is Glenn Marshall and Michael B Caudill. This is a single street development with only 19 lots/houses. ***This home is mostly finished but final touches, final cleaning and touch up painting is still to be done before closing.*** Builder will install 2'' faux wood blinds throughout with an acceptable offer that closes before December 31st, 2026.

108 Dawn Ct, Richmond

103 Dawn Ct, Richmond
$499,900
3 Beds ⋅ 2 Baths ⋅ 26005077 MLS
Here's your chance to get into Madison County's newest acre lot development at the very beginning! This luxurious all brick ranch home has everything you could need including an unfinished walk out basement. The main level features a split bedroom lay out, gorgeous kitchen with quartz counter tops and stainless appliances AND a pantry. The uniqueness of the main living areas' architecture is sure to impress the most discerning buyer. But let me also tell you about the view... WOW! Its incredible from every window... especially the primary ensuite. Speaking of the primary ensuite, you'll enjoy a tiled walk in shower with frameless glass door, oversized soaking tub, 2 sinks + vanity area, separate water closet and a walk in closet. The main level is well appointed with a spacious covered back deck. The unfinished basement is plumbed for an additional full bathroom. One year builders warranty included for peace of mind! Owner broker/builders. If this home doesn't suit your current needs, reach out because we have several more lots available... slab, crawl space or walk out basement lots! Marcum Woods is located only 4 miles from the Bypass in Richmond and only 10 minutes to I-75 Exit 90! Current school zoning is Glenn Marshall and Michael B Caudill. HOA Fee is $150/year and this is a single street development with only 19 lots/houses. ***This home is mostly finished but final touches, final cleaning and touch up painting is still to be done before closing. *** Builder will install 2'' faux wood blinds throughout with an acceptable offer that closes before December 31st, 2026.

103 Dawn Ct, Richmond

Start Your Search

How much is your home worth?

Get instant property value now!