Mt Sterling Real Estate Search

Mt Sterling Waterfront Properties for Sale

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Newest Mt Sterling Waterfront Properties for Sale

$319,000
3 Beds 3 Baths 26024633 MLS
Timeless History. Umremarkable Character. A Home With A Story. Step Into A Remarkable Piece of Mt. Sterling History With This Truly Special 3-Bedroom, 2.5-Bath Historic Home Offering Approx. 2,440 sq. ft of Living Space. This Distinctive Property Is Filled With The Architectural Character and Craftsmanship That Make Older Homes So Special, While Also Offering Thoughtful Updates For Today's Lifestyle. From The Moment You Arrive, The Exterior Makes A Statement. The tall Windows, Classic Shutters, Decorative Trim, Inviting Front Porch With A Showstopping Front Door, and Traditional Design Reflect The Beauty and Craftsmanship of Another Era, This Property Offers The Kind of Charm and Personality That Simply Cannot Be Recreated In a Newer Home. Inside The Charm Continues With Beautiful Hardwood Floors, Built-In Features, Multiple Fireplaces and A Striking Staircase That Immediately Showcases The Home's Timeless Character. Generously Sized Rooms and Tall Windows Allow Natural Light To Pour In Creating Warm and Inviting Spaces Throughout. The Updated Kitchen Blends Modern Convenience With The Home's Historic Feel, Making It Both Functional and Charming. With 3-Bedrooms and 2.5-Baths, There Is Plenty Of Space For Family, Guests, Or Additional Work-From-Home Space Without Sacrificing The Charm That Makes The Property So Unique. What Truly Sets This Property Apart Is It's Fascinating Connection To Local History. This Home Is Said To Have Once Been The Home of "Aunt Jemima", Giving This Property A Unique Story and Conversation Piece That Adds To It's Already Impressive Character. The Story Adds Another Layer Of Interest To An Already Remarkable Property And Gives This Home A Sense of Place and History That Is Difficult To Duplicate. All Of This Combined With The Architecture and Location On Main Street Makes This Property Truly Memorable. Outside, The Property Features The Storage Shed That Was Rumored To Be Aunt Jemima's Living Quarters and A Fully Fenced Backyard. For The Buyer Who Appreciates Historic Architecture, Unique Properties and Homes with A Story to Tell, This Is an Opportunity for You That You Definitely Don't Want to Miss! Come Explore the Character, Charm, History and Timeless Beauty of This One-Of-A-Kind Home For Yourself! You Are Not Just Purchasing A Home Here at 214 West Main, You Are Purchasing A Part of Mt. Sterling History!

214 W Main St, Mt Sterling

$649,000
4 Beds 4 Baths 26024158 MLS
Brand new construction in the highly sought-after Silver Creek subdivision, less than a mile from I-64 and just 30 minutes to Hamburg, and no expense was spared. From the moment you walk in, coffered ceilings carry through the foyer, dining room, living room, and primary suite, while three-quarter inch white oak flooring runs throughout for a timeless, high-end feel. The living room centers around a striking black leather granite fireplace with custom tile, and a 12-foot folding glass door opens the entire space to the patio, perfect for entertaining. The kitchen is a true showstopper, featuring Z-Line appliances, a farmhouse sink, gold hardware, and quartz countertops that wrap the entire space plus a waterfall island. Even the laundry room feels luxurious, with full cabinetry, quartz counters, and a concealed setup. The main-level primary suite offers a custom tiled shower with seating and streak-free glass, while three additional bedrooms, one with its own private suite and two sharing a Jack-and-Jill bath, each include custom closet organizers. A bonus room above the garage offers flexible space for a playroom, theater, or home gym. Additional features include an epoxy-floor garage wired for two EV chargers with a security camera-equipped opener, two HVAC units, foam insulation, built-in security wiring, and a fully encapsulated crawl space with two sump pumps. Located in one of Mount Sterling's most desirable subdivisions with landscaping complete, this home is truly move-in ready.

1433 Clubhouse Ln, Mt Sterling

$225,000
3 Beds 1 Baths 26023851 MLS
USDA 100% Financing Eligible Area — Qualified Buyers May Purchase With $0 Down! Welcome to 211 Willow Street, a 3 bedroom, 1 bathroom home offering 1,872 square feet of living space in a convenient Mt. Sterling location. Built in 2005, this home features a functional layout with laminate flooring on the main level and brand new luxury vinyl plank flooring in the basement, neutral paint colors, central heat and air conditioning, and a spacious kitchen complete with refrigerator, range, dishwasher, and above-the-range microwave. Washer and dryer hookups are available on the main level and the home is all electric with KU Electric and city water through Mt. Sterling Water & Sewer. Solid poured concrete basement walls and 2x6 walls on the main level (buyer to confirm). One of the standout features of this property is the finished walkout basement, offering two larger bonus rooms and flexible space that is hard to find in this price range. One of the three bedrooms is located in the basement and features a window and exterior door. While many homes at this price point offer only one level of living space, this property provides the added benefit of a finished lower level that can be used for extra living area, bedroom, office space, hobby rooms, storage, or recreation. Outside, enjoy a wraparound deck, a 0.24-acre lot, and a large metal storage shed included with the sale. Conveniently located near schools and I-64, this home offers easy access to Winchester, Lexington, Paris, Jeffersonville, Camargo, Owingsville, Sharpsburg, Salt Lick, North Middletown, Preston, and Morehead. Seller is a licensed real estate broker in the state of Kentucky.

211 Willow Street Mt, Mt Sterling

$1,700,000
4 Beds 4 Baths 26023667 MLS
Welcome to a truly extraordinary and exceptional country estate situated on 23.03 usable and desirable acres where timeless elegance, impressive amenities, and some privacy come together. From the very moment you enter this one-of-a-kind estate you are warmly welcomed with a long circular driveway providing you extreme privacy making you feel 1000 miles away while being just minutes from town. This property feels like a retreat-peaceful, expansive and designed for both comfortable everyday living and unforgettable entertaining. This beautifully appointed and custom-built home is built with historical brick from the 1800s and windows throughout that are custom designed. The impressive 4-bedroom 3.5 bathroom home offers 4,149sq. ft. of living space with an additional 625 sq. ft. of unfinished space and makes a statement from the moment you arrive. Step inside the barrel entry into the grand foyer and you'll immediately notice the jaw dropping Italian marble flooring imported from Italy that runs from the foyer through to the great room and kitchen. The craftmanship and scale of the Home create an impressive yet welcoming atmosphere, with spacious living areas, gorgeous views, and plenty of room to gather with family and friends. The primary suite is conveniently located on the main level providing a private escape with easy access to the heart of the Home. The master bath features double vanity, roomy tile shower, bidet, Jacuzzi tub that is in excellent condition and keeps reheating the water for those long, relaxing baths after a long exhausting day, gold accents and generous walk-in closet with a window to allow natural light to fill the room. You will also find on the main level a formal dining room with built in cabinets, 2nd bedroom with access to a full bath, a den/study with a gorgeous brick fireplace and old timeless mantel perfect for working from home or creating your own quiet retreat, Great room with a fabulous brick fireplace, custom built-ins, and surround sound open to a chefs kitchen with an abundance of custom cherry cabinets, double granite island with built in stove top and oven, tons of pantry space, Kitchen appliances and access through either the patio doors or single door to the back patio and pool area. Upstairs you'll find 2 oversized bedrooms with built in shelving and a full bath offering comfortable accommodations for family, or guests. The eye-popping staircase has a landing and skylight above, The Basement expands the homes versatility even further with an exercise room/ bonus room, a dedicated laundry room with oak cabinetry for extra storage, additional functional space, and an impressive 3 car attached garage. Spend summer days enjoying the brick surround in-ground swimming pool with rod iron fencing and lighted brick posts making it perfect for those late-night swims. Entertain around the Jenn-air grilling station complete with granite countertops and a stainless-steel farmhouse sink or simply relax and take in all the Beauty that surrounds This Home while sitting under your pergola roasting marshmallows at the fire pit. For the car enthusiasts, collector, hobbyist, or anyone needing serious storage, the property delivers exceptional options. In addition to the 3 car garage, there is a detached 4 + car garage with half bath, electric and water, and unfinished attic space spanning the entire length of the garage offering incredible potential for additional living quarters, recreation space or multi-generational living along with covered RV/ Boat Storage behind the garage. A 78x80 drive through metal building offer even MORE POSSIBILITIES with plenty of room for tractors, lawn equipment, ATV's, tools, farm equipment, hobbies, workshop needs and you can even transform into a stunning Barndiminium for large families wanting to stay together. 1105 Fogg Pike offers flexibility that is incredibly hard to find and a lifestyle that is hard to duplicate. -Let's make it Yours!

1105 Fogg Pike, Mt Sterling

$435,000
4 Beds 3 Baths 26023256 MLS
You've Been Looking For a 4 Bedroom, 2.5 Bath Home and We Heard You! Get Ready To Fall In Love With This Beautiful 4-Bedroom, 2.5 Bath Home Packed With Upgrades, Storage, and Incredible Outdoor Living! While This Home Perfectly Blends Comfort, Style, and Beautiful Ky Scenery, It Also Offers Thoughtful Details Throughout, Beginning With An Inviting Entry Foyer, Gleaming Hardwood Flooring, Extra Extra Tall Ceiling In Living Room With Gorgeous Blue Shiplap Accent Wall, Gas Log Fireplace and Mantel. The First-Floor Primary Suite Is A True Retreat, Featuring A Spacious Walk-In Closet With Custom Shelving And A Beautifully Tiled Walk-In Shower With Glass Doors and A Full Body Spray System. A Double Vanity Adds Even More Convenience and Luxury. The Main Level Also Features A Formal Dining Room Perfect For Entertaining, A Galley Style Kitchen With Granite Countertops, Tall Cabinetry and All Kitchen Appliances, A Half Bath, Large Utility Room and Pantry/Storage Area., Upstairs, You'll Find 3 Additional Bedrooms, A Full Bathroom, Generous Closet Space, and Impressive Attic Space Offering Exciting Potential To Expand and Be Finished Into Additional Living Space, A Home Office, Game Room or Bonus Room. Outside Is Where This Home Truly Shines. Step Onto The Multi-Level Deck Overlooking A Large Fenced Backyard, Sparkling Above Ground Pool and Breathtaking Views of Picturesque Kentucky Farmland-The Perfect Setting For Summer Gatherings, Relaxing Evenings, Or Simply Enjoying The Peaceful Countryside. Additional Features Include a 2-Car Garage and A Large Crawlspace Offering Even More Storage Possibilities. With Spacious Living Areas, Beautiful Finishes, Outdoor Entertaining Space, and Unforgettable Views, This Home Offers The Best of Comfortable LIving With a Peaceful Ky Backdrop. This Is One You'll Want To See In Person!

164 Bristol Lane, Mt Sterling

$495,000
3 Beds 3 Baths 26022498 MLS
Please click on the virtual tour section to see the video walk through...You will know you have reached a special home from the time you enter the front porch and open the screen door. Dramatic remodel—renovated home with all the attention to details where pride in quality choices shows everywhere. Home has 3255 finished square feet with generously sized rooms, including living room, dining room, new kitchen with new cabinetry, new quartz countertops & new appliances, primary bedroom with separate dressing room & separate walk in closet, new primary bathroom, two additional bedrooms, two additional new bathrooms, new utility room, office, studio, & mudroom. One of the rooms on the first floor could easily be used for a fourth bedroom. Additionally, there is a floored attic with permanent steps & unfinished basement. In addition to original refinished wood floors, there are new ceramic tile floors in baths and luxury vinyl in office & utility. Plumbing has been replaced, all new wiring with new electrical panel installed, There are two new central HVAC units—dual-fuel heating system/hybrid heat combines an electric heat pump with a gas furnace and new ductwork. The home has all new large energy efficient windows on the first and second floors and an original transom above the front entrance. You will love all the daylight with the many large windows where everything just seems to sparkle. For extra energy efficiency, there is new insulation in the attic and between some walls. Other features you are sure to enjoy include six fireplaces and one having new ventless gas logs, laundry chute, corbels, beautiful mantels, French doors, some beveled glass, wainscoting, original oversized baseboards. The attic room with wood walls, wood ceiling, wood floor, and arched window is just waiting for your creative use. (Hvac could easily be installed in this attic room.) The covered front porch, freshly painted, is a place to enjoy all your family and friends. The home is located in beautiful, historic downtown Mt Sterling where you can walk to church, shops, arts, restaurants, dog park. The home has a .40 acre lot with shed/doll house and four bay lean-to. Come and enjoy this amazing home. (A document is attached for realtors to show additional renovation details, like replacing the front wall at the street and more.) Home square footage to be verified, schools to be verified. The home was built approximately 1907. The property was formerly a part of the Mt Sterling Female College. (Photos with furniture are virtually staged.)

217 W Main St, Mt Sterling

$419,000
9 Beds 9 Baths 26022136 MLS
Opportunity knocks just minutes from downtown Mt. Sterling with this compelling 9-unit multifamily investment in the quiet Camargo community. This income-producing property offers immediate returns with 6 units currently leased, 2 rent-ready, and 1 unit ready for renovation, providing both stability and upside from day one. Spread across two buildings, the property has seen significant recent improvements, including 8 units updated or repaired within the past two years, new HVAC systems, and a recently installed metal roof on the 4-unit building. The larger building features 5 existing units plus a framed 6th unit with rough plumbing and electric already in place--ideal for increasing door count with minimal additional investment. Beyond the existing units, the property offers exceptional expansion potential: 32' x 40' shop with 12' ceilings and work pit--perfect for additional rental income, storage leases, or conversion to 2-3 more units RV pad with electric and plumbing, with space to add a second pad Infrastructure in place for scalability with 12 individual water meters onsite (currently operating on 2 meters), allowing for future tenant-paid utilities and improved expense control Positioned in a peaceful rural setting while remaining accessible to key demand drivers--just 46 minutes to Lexington and within reach of Morehead State University and Transylvania University--this property offers the ideal blend of current income, operational improvements, and long-term growth potential. Whether you're expanding your portfolio or entering the multifamily space, this is a rare value-add opportunity with multiple revenue streams already in motion.

4738 Camargo Levee Road Mt, Mt Sterling

$299,000
3 Beds 2 Baths 26021869 MLS
Welcome to 404 Sundown Ct, situated on a quiet cul-de-sac in the highly sought-after Sunset Ridge subdivision! This inviting 3-bedroom, 2-bath ranch-style home offers 1,517 sq. ft. of comfortable one-level living with an open floor plan and plenty of natural light. Step inside to a spacious great room featuring vaulted ceilings, updated flooring and paint, recessed lighting, and a cozy fireplace. The open kitchen overlooks the living and dining areas and features white cabinetry, generous counter space, a breakfast bar, and stainless steel and black appliances, creating a great space for everyday living and entertaining. The oversized primary suite includes a large walk-in closet and private bath with a separate soaking tub and walk-in shower. Two additional bedrooms and a second full bath offer flexible space for guests, a home office, or additional living needs. Outside, enjoy a large rear deck overlooking the spacious backyard, offering plenty of room for grilling, entertaining, pets, or simply relaxing outdoors. The home's attractive brick-front exterior, wide driveway, and attached two-car garage add both curb appeal and convenience. Situated on approximately a 0.30-acre lot and conveniently located near I-64, downtown Mt. Sterling, shopping, dining, and entertainment, 404 Sundown Ct offers a great combination of location, comfort, and functionality. Move-in ready and easy to show—schedule your private tour today!

404 Sundown Court, Mt Sterling

$659,000
5 Beds 4 Baths 26021582 MLS
This Home is Immaculate, Ready for you to Make it Your Own and So Many Amenities. YOU NEED TO SEE TO APPRECIATE!!! This 3975 SF Home has 5 Bedrooms, 3 Full Baths and 1 Half Bath, Open Great Room with Beautiful Stairway Leading to the Open Second Floor. Kitchen, Dining Room, Sunroom, Laundry Room and Extra Large Heated 3 Bay Garage. The Covered Front Porch has PVC Bead Board on Ceiling, Comfy to Sat on, drink Your Morning Coffee and Watch the Sun Rise from the Front Porch. Entry, the Stunning Great Room. Primary Bedroom on the First Floor is Large Enough for a California Bed, Nightstands, Chest, Dresser, Chair or Whatever You Desire. Master Bath is off of the Master Bedroom and is a Dream Bathroom with Double Sinks, Heated Tile Floor, Duel Heated Mirrors so they don't Steam Up and a Tower Cabinet In-between the Sinks; so Much Storage. Top of the Line West Shore Home Walk-in Shower with Seat, Walk-in Closet with Built-in 48 Gun Cannon Safe with Electronic Lock. The Beautiful Open Staircase Leads Upstairs to 4 Spacious Bedrooms another West Shore Bath tub and Shower that also has Duel Heated Mirrors, Two Sinks and Tower Cabinet. All 4 Bedrooms have Plenty Closet Space. Kitchen is Unbelievable, Lots of custom Kraft Made Cabinets, double deck Silverware Drawer, Mixer door with a Shelf for Your Mixer door that Raises Up To Use and Back Down For Storage, all lower cabinets have pull out shelves for easy access, a swing out Pantry which has Pullout swing Shelfs, Kitchen Bar has Seating For 7 or People, Wood Look Tile Heated Floors, Samsung 4 Door Refrigerator with internal Beverage Center and Samsung Glass Top Stove With Double Oven (Convection and Air Fry). Laundry Room off the Kitchen has Heated Wood Look Tile Floor and a Water Softener System and Reverse Osmosis for All-Drinking Water. Dining Room is Open and Large Enough Dining Room to Entertain 16 of Your Family and Friends. Large Gorgeous Sunroom with Fireplace and Solar Controlled Sunscreens to Control How Much Light You Want. A Full Bath off the Sunroom Provides and Easy cleanup from Outside and for Guests or Company. Step out of the Sunroom Onto the Brick Patio with Retaining Wall and 48" Fire Pit with Gas Starter. You can Enjoy The Amazing Sunsets from This Spacious Patio. From the Sunroom, There's a Foyer with Lots of Space to have a Children Cubbies and also has Heated Beautiful Wood Look Tile Floors which Leads Down to a Side Door or to the Garage which is a 3 Bay Garage (with Lots of Built-in Shelving). There are 2 Bays 14' Tall and Extra Wide and Long. The other Bay has Floored Storage above and a Rear Smaller Door for Your Lawn Mower and Lawn Equipment. Garage is Heated, Insulated and has lots of Built-in Shelving. This Home Sits on a Gorgeous 1.8 Acre Lot with Mature Trees and Beautiful Landscaping. This Home has had Practically Everything Updated or Replaced in the Last 5 Years. Home has Pella Windows. Upstairs Heat Pump Replaced in 2024 and Downstairs Heat Pump Replaced in 2022 also has Propane Gas Backup for Plenty of Warm Heat for those cold winter days.

3020 Osborne Road, Mt Sterling

$299,500
3 Beds 2 Baths 26019902 MLS
This like-new, all-electric home was built in 2020 and offers nearly 1,500 sq. ft. with 3 bedrooms, 2 full baths, and a move-in ready layout designed for comfort, function, and easy living. Located in the Camargo community just a short drive from Mt. Sterling, this home combines peaceful country-style space with convenient access to town. The open great room features a spacious family room and dining area, creating an inviting flow for everyday living and entertaining. The kitchen offers an oversized island, granite countertops, pantry, plenty of cabinet space, and a full appliance package, including the washer and dryer. The home also features updated bathrooms and a large 11x13 laundry room complete with a folding table. Outside, enjoy sunrise or sunset views from the large covered front porch or the impressive 12x52 deck overlooking the .84-acre property. The backyard is fully enclosed with a 6-foot privacy fence added in 2025, offering excellent space for pets, outdoor gatherings, gardening, or simply relaxing. Additional exterior features include low-maintenance vinyl siding, a double extended driveway, and an impressive 23x38 four-car garage with outstanding space for vehicles, storage, hobbies, or a workshop. Located just a short drive to Greenbrier Creek Reservoir, this well-maintained home offers modern construction, generous outdoor space, excellent garage capacity, and a peaceful Montgomery County setting. Move-in ready and waiting for its next owner!

5063 Mccormick Road, Mt Sterling

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