Mt Sterling Real Estate Search

Mt Sterling Waterfront Properties for Sale

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Newest Mt Sterling Waterfront Properties for Sale

$325,000
3 Beds 2 Baths 26019902 MLS
This like-new, all-electric home was built in 2020 and offers nearly 1,500 sq. ft. with 3 bedrooms, 2 full baths, and a move-in ready layout designed for comfort, function, and easy living. Located in the Camargo community just a short drive from Mt. Sterling, this home combines peaceful country-style space with convenient access to town. The open great room features a spacious family room and dining area, creating an inviting flow for everyday living and entertaining. The kitchen offers an oversized island, granite countertops, pantry, plenty of cabinet space, and a full appliance package, including the washer and dryer. The home also features updated bathrooms and a large 11x13 laundry room complete with a folding table. Outside, enjoy sunrise or sunset views from the large covered front porch or the impressive 12x52 deck overlooking the .84-acre property. The backyard is fully enclosed with a 6-foot privacy fence added in 2025, offering excellent space for pets, outdoor gatherings, gardening, or simply relaxing. Additional exterior features include low-maintenance vinyl siding, a double extended driveway, and an impressive 23x38 four-car garage with outstanding space for vehicles, storage, hobbies, or a workshop. Located just a short drive to Greenbrier Creek Reservoir, this well-maintained home offers modern construction, generous outdoor space, excellent garage capacity, and a peaceful Montgomery County setting. Move-in ready and waiting for its next owner!

5063 Mccormick Road Mt, Mt Sterling

$495,000
3 Beds 3 Baths 26019205 MLS
Tucked away on 2.72 beautifully maintained acres just minutes from Interstate 64, this custom log home offers the perfect balance of privacy, space, and everyday comfort. From the moment you arrive, you'll appreciate the long gravel drive, mature trees, and welcoming wraparound porches that make this property feel like your own private retreat. Inside, you'll find 2,446 square feet featuring soaring cathedral ceilings, rich hardwood floors, beautiful poplar walls, and a stunning floor-to-ceiling stone fireplace that anchors the spacious great room. Natural light pours through the oversized windows, creating a warm and inviting atmosphere throughout. The open-concept kitchen and dining area is designed for gathering, complete with abundant cabinetry, generous counter space, and a large pantry. The first-floor primary suite offers convenience and privacy, while upstairs you'll find two additional bedrooms with walk-in closets, a full bath, and a versatile loft that's perfect for a family room, home office, or game room. Step outside and enjoy everything this property has to offer which includes three covered porches plus a spacious screened-in porch, a 24x32 detached garage/workshop with a climate-controlled office, a12x16 storage building with loft storage, custom playground, beautiful fire pit area with an expansive yard with plenty of room for gardening, entertaining, or simply enjoying the peaceful surroundings Additional features include 3 bedrooms and three full bathrooms, geothermal heating and cooling, beautiful landscaping, and a property that has been exceptionally cared for inside and out. Whether you're looking for your forever home, a weekend escape, or a place with room to spread out, 3270 Osborne Road delivers the charm of log cabin living with the convenience of being just minutes from town and the interstate. Come experience the peace, privacy, and craftsmanship this one-of-a-kind property has to offer.

3270 Osborne Road Mt, Mt Sterling

$350,000
3 Beds 1 Baths 26017178 MLS
Opportunities like this don't come along often. Situated just seconds from the Mt. Sterling Bypass, this unique property offers the perfect blend of convenience, acreage, and future potential. Less than 15 minutes from I-64 and an easy drive to Lexington, you'll enjoy quick access to work, shopping, dining, and travel while still having the space and privacy of a country setting. The existing 2-bedroom, 1-bath home offers character and functionality with two sunrooms, spacious living areas, and plenty of room to make it your own. What truly sets this property apart is the land. With approximately 4.1 acres and two separate access points, one from Winchester Road and another through Deblynn Court, the possibilities are extensive. Build your dream home tucked away at the rear of the property, create a family compound, establish a mini farm, bring your horses, or explore the potential for future residential development. The secondary access through Deblynn Court creates a rare opportunity for buyers looking to maximize the property's long-term value. All of this is located just moments from shopping, restaurants, schools, and everything Mt. Sterling has to offer, while still providing the space and privacy that's becoming increasingly difficult to find. Whether you're searching for a place to live, invest, develop, or build, this property offers endless possibilities and a location that is hard to beat. Bring your vision and discover everything this exceptional acreage has to offer.

675 Winchester Road Mt, Mt Sterling

$439,000
3 Beds 3 Baths 26016437 MLS
<br>Set on just over an acre in the established Crystal Springs community, this spacious all-brick ranch offers the kind of layout that makes everyday life feel easy. With 3 bedrooms, 2.5 baths, over 2,200 square feet, and a 3-car attached garage, there is plenty of room to spread out without sacrificing comfort or function.<br><br>The kitchen has tons of storage, tall cabinetry, and a cozy breakfast nook overlooking the lush yard. Hardwood and tile floors run throughout the home, and the oversized laundry room is a standout in its own right, complete with a sink, generous storage, and ample workspace.<br><br>The bedrooms are well-sized with walk-in closets, while the primary suite feels like a true retreat. A calming accent wall adds a soft touch, and private access to the rear patio makes it easy to step outside and unwind. The large en suite bath offers plenty of space to slow down and relax.<br><br>Out back, the patio is made for enjoying the outdoors. There is room for multiple seating areas, a fire pit, and a large pergola draped in flowing vines that provide natural shade and a cozy place to sit. The level yard gives you plenty of space to play, garden, entertain, or simply enjoy the setting.<br><br>Crystal Springs offers large lots and a peaceful country feel while still having a connected neighborhood atmosphere. Located between Mt. Sterling and Owingsville, the home is a scenic 15-minute drive from either town and offers convenient access to I-64.

306 Sapphire Court Mt, Mt Sterling

$345,000
3 Beds 2 Baths 26013893 MLS
<br>First time ever on the market! Owned by the same family for 54 years, this home has been lovingly maintained, beautifully cared for, and is ready for its next chapter. Set on a landscaped three-quarter-acre lot in the established North Ridge Estates neighborhood of Mt. Sterling, this property offers the space, setting, and comfort buyers have been waiting for.<br><br>Inside, you'll find three bedrooms, two full baths, and a welcoming split-level layout with plenty of room to spread out. The partially finished basement adds even more usable space, featuring an office area, a living space, and a cozy stone fireplace that makes the perfect spot to relax, work from home, or gather with guests. A beautiful foyer with a custom window gives the home a warm and memorable first impression.<br><br>Outside, the recently sealed driveway provides plenty of parking and leads to a two-car garage. The newly built deck overlooks the expansive backyard, where a large oak tree creates a peaceful view and a beautiful backdrop for everyday living. The landscaped lot also features a stunning mature weeping cherry tree, adding charm and character to the property. With neighboring farm views, mature trees, and room to enjoy the outdoors, this backyard is truly something special.<br><br>Located in the county yet only minutes from downtown Mt. Sterling, this home offers convenience without sacrificing space. You are approximately one mile from I-64, making travel, commuting, dining, shopping, and everyday errands easy while still enjoying an established neighborhood feel.<br><br>Homes like this do not come along often, especially ones that have been owned, maintained, and loved by the same family since day one. This home is ready for its next chapter — will you be part of it?

2991 N Ridge Dr, Mt Sterling

$1,500,000
4 Beds 3 Baths 26016393 MLS
Welcome to a truly one-of-a-kind Kentucky estate where luxury, craftsmanship, and country living come together on 27 breathtaking acres in Clark County—just 10 minutes from the interstate for an easy commute while still enjoying complete privacy. Built with exceptional quality and thoughtfully designed by its original owner, this custom home offers over 7,000 square feet of living space with 4 spacious bedrooms, 3 full bathrooms, and two additional finished rooms in the walkout basement that provide incredible flexibility for guest space, a home gym, office, hobby rooms, or other uses. From the moment you step inside, you'll appreciate the attention to detail. Brazilian Tigerwood flooring flows throughout the main level, while engineered flooring extends through the basement. The inviting living room is anchored by a gas fireplace, creating the perfect gathering space, while the home's two full kitchens make multigenerational living, entertaining, or hosting guests effortless. The custom bar showcases beautiful copper accents, including a stunning copper backsplash that adds warmth and character. The primary suite serves as a private retreat with a luxurious soaking tub and its own sunroom—a peaceful space to enjoy your morning coffee while overlooking the surrounding countryside. Built for both comfort and efficiency, this home features geothermal heating and cooling, an in-home dehumidifier, a security system, automated gated entry, and robust 2x12 floor joists, reflecting the superior craftsmanship found throughout. Outside, the opportunities are endless. A massive 50' x 64' insulated shop and a 14-foot garage door is ideal for equipment, RV storage, business operations, or workshop space. The above-ground pool provides the perfect place to unwind during the summer months, while the fully fenced property is currently home to cattle but offers endless possibilities for horses, farming, recreation, or simply enjoying your own private slice of Kentucky. Whether you're searching for a luxury family estate, an equestrian property, a working farm, or a private retreat with room to grow, this remarkable property delivers a rare combination of quality construction, thoughtful amenities, and unmatched versatility—all within minutes of modern conveniences.

351 Benton Road Mt, Mt Sterling

$474,900
3 Beds 2 Baths 26012127 MLS
Welcome home to 3095 Maysville Road, where peaceful country living meets everyday convenience. Situated on 2 acres and backing to a working farm, this beautifully updated 3-bedroom, 2-bath ranch offers the privacy, views, and space that so many buyers are searching for. Start your mornings with a cup of coffee on the newly covered patio, complete with solar-powered skylights, as the sun rises over the rolling Kentucky hills. With fencing on three sides, mature trees, and plenty of room for gardening, outdoor entertaining, or simply enjoying the quiet countryside, this property provides a setting that's hard to find. Inside, you'll find 2,380 square feet of comfortable living space featuring a newly remodeled kitchen with quartz countertops, stainless steel appliances, double ovens, cooktop, breakfast bar, and eat-in dining area. Hardwood, ceramic tile, and luxury vinyl flooring flow throughout the home, while two wood-burning fireplaces add warmth and character to both the family room and living room. The spacious primary suite offers a walk-in closet and ensuite bath access. Electric heat with individually zoned digital thermostats in each room allows personalized comfort throughout the home. Extensive improvements totaling more than $80,000 have been completed within the past 12 months, including a new roof, new septic system, fresh interior paint, and significant chimney updates. The home's distinctive triple chimney has been professionally swept, recrowned, repointed, sealed, and fitted with new chimney cages for added peace of mind. Storage and workspace are abundant with a floored attic, large storage shed, attached side-entry two-car garage, and a heated and cooled workshop that is ideal for hobbies, projects, or a home-based business. Despite its private rural setting, the property offers easy access to I-64, shopping, dining, and employers, with a convenient commute to Lexington. Public water, underground utilities, and beautiful farm views complete this exceptional Montgomery County property. If you've been searching for a home that offers privacy, modern updates, usable acreage, and breathtaking sunrise views, 3095 Maysville Road is ready to welcome you home.

3095 Old Maysville Road Mt, Mt Sterling

$229,000
3 Beds 1 Baths 26016107 MLS
Welcome to 211 Willow Street, a 3 bedroom, 1 bathroom home offering 1,872 square feet of living space in a convenient Mt. Sterling location. Built in 2005, this home features a functional layout with laminate flooring on the main level and brand new luxury vinyl plank flooring in the basement, neutral paint colors, central heat and air conditioning, and a spacious kitchen complete with stainless steel refrigerator, stove/oven, dishwasher, and above-the-range microwave. Washer and dryer hookups are available on the main level, and the home is all electric with KU Electric and city water through Mt. Sterling Water & Sewer. One of the standout features of this property is the finished walkout basement, offering two additional bonus rooms and flexible space that is hard to find in this price range. One of the three bedrooms is located in the basement and features a window and exterior door. While many homes at this price point offer only one level of living space, this property provides the added benefit of a finished lower level that can be used for extra living area, bedroom, office space, hobby rooms, storage, or recreation. Outside, enjoy a wraparound deck, a 0.23-acre lot, and a large metal storage shed included with the sale. Conveniently located near schools and I-64, this home offers easy access to Winchester, Lexington, Paris, Jeffersonville, Camargo, Owingsville, Sharpsburg, Salt Lick, North Middletown, Preston, and Morehead. Seller is a licensed real estate broker in the state of Kentucky.

211 Willow Street Mt, Mt Sterling

$97,000
4 Beds 1 Baths 26004195 MLS
Investment Opportunity - Victorian Revival with Renovation Potential 1960s Victorian Revival-style home featuring ornate woodwork and a dramatic curved staircase that highlights the timeless character of this spacious property. Offering 3,206 sq. ft. of living space, this two-story home showcases architectural details that reflect the elegance and craftsmanship of classic Victorian design. From the moment you enter, the eye-catching stairwell with its traditional curved geometry creates a striking focal point, complemented by vintage interior elements waiting to be revitalized. The home features 4 bedrooms with a primary bedroom conveniently located on the first floor, along with expansive living areas that provide excellent potential for renovation and reimagining. Much of the home's original charm and architectural character remain, offering the perfect canvas for an investor or renovation enthusiast to restore and enhance with modern updates. Key system updates include a metal roof, water heater approximately 3 years old, and gas furnace replaced approximately 6 years ago, providing a solid foundation for future improvements. With the right vision and creativity, this property has the potential to become a beautifully restored Victorian residence or a standout investment property. Property is being sold AS-IS. Home will not qualify for traditional financing. CASH Buyers Only. looked up closing and active properties from 2025 to present with results as follows: CASH Buyers Only.-The kitchen has been partially demoed with cabinets and fixtures already removed, providing a blank slate for your custom design kitchen. NOTE* researched minimal updated upto renovated -comparable in downtown Mt Sterling with price per sq ft range from Close Properties from 2025- 2026 ranging cost per square foot from $84.00- $120.00 with homes with limited upgrades to major Renovation, When calculating 3308 Camargo Dr. with 3206 Sq ft. Utilizing this information to calculate potential value post rehab, The closed prices range $269,000. to $384,720. The Active for-sale properties range from $110. to $153. per sq ft = calculated at 3206 sq ft - ranging lowest to highest $352,000 to $490,000. calculation (3206 Sq ft living space in 3308 Camargo Dr

3308 Camargo Road Mt, Mt Sterling

$1,095,000
3 Beds 4 Baths 26002246 MLS
Set against the rolling landscape that defines the Bluegrass State, this exceptional property offers a rare opportunity to experience classic Kentucky living with modern comfort and convenience. Situated on 3.408 fully fenced acres along the Montgomery-Clark County line, the home is surrounded by open farmland, peaceful views, and the kind of quiet that draws so many to Central Kentucky. Despite its tranquil setting, it's just 10 minutes to downtown Mt. Sterling, 15 minutes to Winchester, and an easy 30-minute drive to Lexington's Hamburg area for additional shopping and dining opportunities. Originally built in 1936, the home was completely renovated in 2002, preserving its timeless charm while updating it for today's lifestyle. Improvements included new insulation, windows, electrical, central vac system, plumbing, drywall, and an energy-efficient geothermal heating and cooling system—ideal for comfortable, cost-conscious living year-round. A full first-floor bath, two-car garage, and an expansive family room were added during the renovation, featuring a wood-burning fireplace and sweeping views of Kentucky farmland. The custom kitchen is a standout with cherry cabinetry, granite countertops, stainless steel appliances, a wet bar, and a warm, inviting feel that's perfect for entertaining. Original hardwood floors remain in the main living areas, adding character and authenticity. The first floor also offers a welcoming entry hall, formal living room, formal dining room, and den currently used as home office with a functioning gas fireplace. A screened side porch creates the perfect place to enjoy slow mornings, cool breezes, and colorful Bluegrass sunsets. Upstairs, the thoughtfully redesigned layout includes a spacious primary suite with his & hers walk-in closets, a tiled shower with multiple shower systems, dual vanities, and heated tile floors. Each guest bedroom includes its own private full bathroom, offering comfort and privacy for family and visitors alike. A second-floor laundry room adds everyday convenience. Outdoor living is a highlight of this property. An in-ground pool, outdoor kitchen, and spacious patio create an ideal setting for summer gatherings, relaxing evenings, and making memories with family and friends. The partial basement provides additional living space with a wood burning fireplace, along with a utility room, workshop, and storage area with access to patio for convenient pool equipment storage. This room also provides dog access to an automatic waterer in the basement, perfect for pet lovers. With fully fenced acreage, wide-open views, and the unmistakable charm of the Kentucky countryside, this property offers a true Bluegrass lifestyle—peaceful, scenic, and welcoming—while remaining within easy reach of dining, shopping, and major roadways.

2399 Prewitt Pike Mt, Mt Sterling

$2,210,000
26015395 MLS
Discover an exceptional opportunity to buy or lease prime waterfront commercial lots in the thriving community of Mount Sterling, Kentucky. Strategically positioned just off Maysville Road and I-64 at Exit 110, this 5.2-acre Class A commercial property offers unparalleled visibility and accessibility in Montgomery County. Can be subdivided into smaller acreage lots at $425,000/acre. Boasting a rare and coveted waterfront view, the entire property is accentuated by a stunning seasonal water fountain, creating an inviting ambiance for businesses and visitors alike. The site adjoins well-established establishments such as Cattleman's Roadhouse, Comfort Inn & Suites, and Ramada Inn, while Cracker Barrel, Shell, Krystal, and People's Bank thrive within the same development, alongside approximately 200 residences. Hotel guests will enjoy the convenience of walking to your restaurant or other commercial venture. With the flexibility to subdivide the property, this versatile listing is currently zoned B-2 and has secured city approvals for the construction of 80 apartments. However, the seller welcomes a diverse range of developments, including restaurants, hotels, grocery stores, car dealerships, banks, credit unions, gas stations, car washes, and various other businesses. The location presents an ideal setting for a distillery, brewery, or strip shopping center, further enhanced by the wet territory designation, allowing for the sale of beer, wine, and liquor by the drink. Benefit from the availability of all essential utilities, including electric, water, sewer, natural gas, and broadband internet. The property's close proximity to CHI Saint Joseph Hospital Mount Sterling, a 42-bed medical facility, adds to its appeal and potential customer base. Seize this rare chance to own or lease a premier commercial property in a high-traffic, amenity-rich location, perfect for elevating your business vision to new heights. Schedule a showing to explore the endless possibilities that await at this Mount Sterling gem.

Silver Lake Dr, Mt Sterling

$745,000
26015397 MLS
Discover an exceptional opportunity to buy or lease prime waterfront commercial lots in the thriving community of Mount Sterling, Kentucky. Strategically positioned just off Maysville Road and I-64 at Exit 110, this 1.75-acre Class A commercial property offers unparalleled visibility and accessibility in Montgomery County. Can be subdivided into larger or smaller acreage lots at $425,000/acre. A total of 5.2 acres is available for sale or ground lease. Boasting a rare and coveted waterfront view, the entire property is accentuated by a stunning seasonal water fountain, creating an inviting ambiance for businesses and visitors alike. The site adjoins Comfort Inn & Suites, while Cattleman's Roadhouse, Cracker Barrel, Ramada Inn, Shell, Krystal, and People's Bank thrive within the same development, alongside approximately 200 residences. Hotel guests will enjoy the convenience of walking to your restaurant or other commercial venture. With the flexibility to subdivide the property, this versatile listing is currently zoned Highway Business B-2, and the seller welcomes a diverse range of developments, including restaurants, hotels, grocery stores, car dealerships, banks, credit unions, gas stations, car washes, and various other businesses. The location presents an ideal setting for a distillery, brewery, or strip shopping center, further enhanced by the wet territory designation, allowing for the sale of beer, wine, and liquor by the drink. Benefit from the availability of all essential utilities, including electric, water, sewer, natural gas, and broadband internet. The property's close proximity to CHI Saint Joseph Hospital Mount Sterling, a 42-bed medical facility, adds to its appeal and potential customer base. Seize this rare chance to own or lease a premier commercial property in a high-traffic, amenity-rich location, perfect for elevating your business vision to new heights. Schedule a showing to explore the endless possibilities that await at this Mount Sterling gem.

320 Silver Lake Dr, Mt Sterling

$850,000
26015396 MLS
Discover an exceptional opportunity to buy or lease prime waterfront commercial lots in the thriving community of Mount Sterling, Kentucky. Strategically positioned just off Maysville Road and I-64 at Exit 110, this 2-acre Class A commercial property offers unparalleled visibility and accessibility in Montgomery County. Can be subdivided into larger or smaller acreage lots at $425,000/acre. A total of 5.2 acres is available for sale or ground lease. Boasting a rare and coveted waterfront view, the entire property is accentuated by a stunning seasonal water fountain, creating an inviting ambiance for businesses and visitors alike. The site adjoins well-established establishments such as Cattleman's Roadhouse, Comfort Inn & Suites, and Ramada Inn, while Cracker Barrel, Shell, Krystal, and People's Bank thrive within the same development, alongside approximately 200 residences. Hotel guests will enjoy the convenience of walking to your restaurant or other commercial venture. With the flexibility to subdivide the property, this versatile listing is currently zoned Highway Business B-2, and the seller welcomes a diverse range of developments, including restaurants, hotels, grocery stores, car dealerships, banks, credit unions, gas stations, car washes, and various other businesses. The location presents an ideal setting for a distillery, brewery, or strip shopping center, further enhanced by the wet territory designation, allowing for the sale of beer, wine, and liquor by the drink. Benefit from the availability of all essential utilities, including electric, water, sewer, natural gas, and broadband internet. The property's close proximity to CHI Saint Joseph Hospital Mount Sterling, a 42-bed medical facility, adds to its appeal and potential customer base. Seize this rare chance to own or lease a premier commercial property in a high-traffic, amenity-rich location, perfect for elevating your business vision to new heights. Schedule a showing to explore the endless possibilities that await at this Mount Sterling gem.

310 Silver Lake Dr, Mt Sterling

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