Mt Sterling Real Estate Search

Mt Sterling Properties under $200,000 for Sale

Our website features the best real estate search for under $200,000 properties available in Mt Sterling and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official REALTOR®’s database every 15 minutes. 

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Newest Mt Sterling Properties under $200,000 for Sale

$35,000
1 Baths ⋅ 26018134 MLS
Discover the possibilities with this exceptional residential lot located in the heart of Mt. Sterling! Offering a rare opportunity to build your dream home in an established neighborhood, this property combines the convenience of in-town living with the privacy of mature trees lining the rear of the lot. Enjoy easy access to shopping, restaurants, schools, healthcare, and Interstate 64, making daily commutes and errands a breeze. Whether you're a homeowner ready to build or an investor looking for your next project, this lot offers endless potential in one of Mt. Sterling's most convenient locations. Don't miss your chance to own one of the few remaining buildable lots this close to downtown!

219 Winn St, Mt Sterling
$152,000
3 Beds ⋅ 1 Baths ⋅ 26016841 MLS
Excellent first time homebuyer opportunity featuring 3 bedrooms and 1 bath brick ranch in a convenient, in town location close to downtown, shopping, and everyday amenities. This move in ready home offers a comfortable layout with a breakfast bar that opens to the living room, central heat and air, fresh interior paint, and a well maintained exterior. The backyard includes an enclosed dog kennel, perfect for pet owners. A solid, affordable home with great livability and a location that keeps everything within reach.

113 Tenny Avenue Mt, Mt Sterling
$165,000
2 Beds ⋅ 1 Baths ⋅ 26015269 MLS
Brick ranch offering 2 bedrooms, 1 full bath, and a spacious bonus room with endless possibilities. Whether you need a home office, nursery, hobby room, or additional sleeping space, you'll appreciate the flexibility this extra room provides. Hardwood floors, a separate formal dining room, and a layout that just makes sense give this home plenty of appeal. Step out back to the covered patio, perfect for relaxing or entertaining, and enjoy the convenience of two private parking spaces with alley access. Located just a 10-12 minute walk from downtown Mt. Sterling shops, restaurants, and local favorites, you'll love the convenience of being close to everything while enjoying the charm of small-town living. Plus, I-64 is only about a 5-minute drive away, making commuting a breeze. Whether you're a first-time home buyer, downsizing, or looking for a great investment opportunity, this home is full of potential and ready for its next chapter.

114 Estill St, Mt Sterling
$20,250
26015038 MLS
Nice half acre lot just minutes from Mt.Sterling and I-64. Buyer to verify all information and building potential.

0000 0 Prewitt Pike Pike, Mt Sterling
$99,900
25016946 MLS
Professional office suite for sale! Conveniently located right off of the Mt. Sterling Bypass behind Ross Drug Pharmacy. Set up for medical use but can be used for other businesses with approval. This Large Unit has a lobby/waiting room, Reception area, Exam rooms, 2 restrooms, private office, and work room with shelving. Plenty of parking and handicap accessible. Square footage to be verified by buyer.

250 Foxglove Dr Unit #4, Mt Sterling
$144,900
3 Beds ⋅ 1 Baths ⋅ 26013037 MLS
Looking for a home with a lot of potential, a manageable sized yard and close to all the amenities of downtown Mt. Sterling? Come take a look at this three bed one bath home that sits just on a perfect .3-acre lot that has a large, covered deck that's perfect for relaxing in the hot tub or hosting friends and family for a BBQ. The backyard is small but usable with a nice privacy fence all around. Inside you can make this a dream home with just a little TLC. There are many updates that are at or less than 5 years old, including the roof, water heater, HVAC and remodeled kitchen. Homes in this price range don't come around often. Don't miss your chance to find your next downtown home today! *Property being sold by Attorney-In-Fact. *Please allow 24-hour notices for showings.

323 W High St, Mt Sterling
$99,000
4 Beds ⋅ 2 Baths ⋅ 26011101 MLS
Investor opportunity! This property has potential!!!! Conveniently located close to local shopping, schools, and major roadways. With a spacious lot and room to improve, this property can be customized to your vision. Whether you are looking for your next project or an income-producing property, this could be it! Being Sold As-Is.

311 W High St, Mt Sterling
$85,000
3 Beds ⋅ 1 Baths ⋅ 26004545 MLS
This 3-bedroom, 1-bath single wide mobile home sits on a spacious 1-acre lot, offering plenty of room to enjoy the outdoors. Inside, you'll find durable laminate flooring that adds both style and easy maintenance throughout the home. The property also includes a convenient storage shed, perfect for tools, equipment, or additional storage. With peaceful surroundings and space to spread out, this property offers a great opportunity for first-time buyers, those looking to downsize, or investors seeking a rental addition. Don't miss your chance to make this property your own. Conventional or Cash only

75 Long Lane Mt, Mt Sterling
$29,500
25008670 MLS
This is a nice vacant lot in downtown Mt. Sterling. It is a prime location for a rental property or home. Five minutes or less from I-64 and all that downtown Mt. Sterling has to offer. Don't miss out!

648 E Main St, Mt Sterling
$168,000
4 Beds ⋅ 1 Baths ⋅ 26010039 MLS
Spacious 4-bedroom, 1-bath home offering a comfortable layout and plenty of room to fit your needs. The home features multiple living areas, a functional kitchen space, and generously sized bedrooms that provide flexibility for a variety of uses. Natural light flows throughout, and the layout allows for both everyday living and entertaining. With a mix of open and defined spaces, this home offers a great opportunity to make it your own. Conveniently located near local amenities, shopping, and dining.

1820 Montclair Dr, Mt Sterling
$97,000
4 Beds ⋅ 1 Baths ⋅ 26004195 MLS
Investment Opportunity - Victorian Revival with Renovation Potential 1960s Victorian Revival-style home featuring ornate woodwork and a dramatic curved staircase that highlights the timeless character of this spacious property. Offering 3,206 sq. ft. of living space, this two-story home showcases architectural details that reflect the elegance and craftsmanship of classic Victorian design. From the moment you enter, the eye-catching stairwell with its traditional curved geometry creates a striking focal point, complemented by vintage interior elements waiting to be revitalized. The home features 4 bedrooms with a primary bedroom conveniently located on the first floor, along with expansive living areas that provide excellent potential for renovation and reimagining. Much of the home's original charm and architectural character remain, offering the perfect canvas for an investor or renovation enthusiast to restore and enhance with modern updates. Key system updates include a metal roof, water heater approximately 3 years old, and gas furnace replaced approximately 6 years ago, providing a solid foundation for future improvements. With the right vision and creativity, this property has the potential to become a beautifully restored Victorian residence or a standout investment property. Property is being sold AS-IS. Home will not qualify for traditional financing. CASH Buyers Only. looked up closing and active properties from 2025 to present with results as follows: CASH Buyers Only.-The kitchen has been partially demoed with cabinets and fixtures already removed, providing a blank slate for your custom design kitchen. NOTE* researched minimal updated upto renovated -comparable in downtown Mt Sterling with price per sq ft range from Close Properties from 2025- 2026 ranging cost per square foot from $84.00- $120.00 with homes with limited upgrades to major Renovation, When calculating 3308 Camargo Dr. with 3206 Sq ft. Utilizing this information to calculate potential value post rehab, The closed prices range $269,000. to $384,720. The Active for-sale properties range from $110. to $153. per sq ft = calculated at 3206 sq ft - ranging lowest to highest $352,000 to $490,000. calculation (3206 Sq ft living space in 3308 Camargo Dr

3308 Camargo Road Mt, Mt Sterling
$165,000
3 Beds ⋅ 2 Baths ⋅ 26002973 MLS
One of a Kind! Don't miss this absolutely charming 1.5 story, just sitting pretty... right in the heart of Mt Sterling...and waiting to be yours! First floor features include a spacious living room, formal dining room, modern kitchen, primary bedroom and hall bath. Upstairs with two additional bedrooms, a second full bath, as well as a finished bonus area. Unfinished walkout basement with laundry connections offers room for future expansion or ample storage. Includes front driveway from E Locust as well as access from Fox Street for easy access to back door. Walking distance to downtown shoppes and services. Would make a lovely permanent home or a great addition to your rental portfolio. This property may qualify for Seller Financing (Vendee). Don't hesitate! It's Your Move!

410 E Locust St, Mt Sterling
$79,900
26011329 MLS
Gorgeous one acre lot in the Twin Oaks subdivision. Build your dream home, at the end of a cul de sac. Mobile homes not allowed. Buyer to verify restrictions with county planning and zoning. Extremely close to downtown Mt Sterling, approx 25 minutes from Lexington. This is a must see.

128 Oak View Dr, Mt Sterling
$19,500
26011561 MLS
Build your future in the heart of town! This 0.16-acre lot offers a great opportunity for a new home, investment property, or development project. Conveniently located near local amenities, schools, and downtown conveniences, this property provides the perfect blend of accessibility and potential. Whether you're looking to build now or invest for the future, this lot is full of possibilities at an affordable price.

203 Fox Street Mt, Mt Sterling
$15,000
26015247 MLS
Prime Cul-de-Sac Lot in Mt. Sterling, KY - Ideal for Your Dream Home! Discover the perfect setting for your future home on this desirable lot nestled in a quiet cul-de-sac in beautiful Mt. Sterling, Kentucky. Conveniently located just minutes from downtown, schools, shopping, dining, and I-64, this property offers the best of both privacy and accessibility. Enjoy the peaceful charm of a low-traffic street, ideal for families, retirees, or anyone seeking a serene neighborhood atmosphere. With utilities readily available and a generous footprint, this lot is ready for you to build the home you've always envisioned. Don't miss this rare opportunity to own a well-positioned piece of property in one of Mt. Sterling's most welcoming and established areas!

247 Juniper Court Mt, Mt Sterling
$145,900
25504866 MLS
2112 SQ. FT. Brick / Block Commercial Building With New Roof in 2022 Offering City Water/Sewer, KU Electric, and Plenty of Parking. Road Frontage with High Traffic Count. Nice Fenced in Area on Side. Could be Made into 4 Micro Apartments or a nice small business! No Zoning but Must Check Local Rules/Regs. Previously has been used as daycare center, tattoo shop, laundry mat, and carpet store!! So many possibilities!!

4645 Camargo Road Mt, Mt Sterling
$16,500
26011563 MLS
Great opportunity to secure a residential lot with endless potential! This 0.0872-acre property is conveniently situated near local amenities and offers a perfect spot for a future home or investment project. Whether you're a builder, investor, or future homeowner, this affordable lot is ready for your ideas

207 Fox Street Mt, Mt Sterling
$16,500
26011562 MLS
Affordable opportunity to own a residential lot in a convenient location! This 0.0872-acre parcel is ideal for a new build, investment property, or expansion of your real estate portfolio. Located close to town amenities and utilities, this lot offers great potential for anyone ready to bring their vision to life.

205 Fox Street Mt, Mt Sterling
$199,000
2 Beds ⋅ 1 Baths ⋅ 26005240 MLS
Absolutely charming 1500 SqFt, 2BR, 1BA home conveniently located close to Downtown Mount Sterling. This Home opens up to a large foyer, followed by a spacious living room and has two large bedrooms, original hardwood floors, natural gas logs in the fireplace, and nice private backyard with a deck. LOTS OF CHARACTER AND FULL OF CHARM! The home also has brand new vinyl siding.

215 W Main St, Mt Sterling
$180,000
3 Beds ⋅ 2 Baths ⋅ 26010863 MLS
Check out this charming Bedford Stone ranch in a well-established neighborhood. It offers 3 bedrooms, 2 bathrooms, and spacious living areas. Features include a bright living room, eat-in kitchen with appliances, cozy den, and a screened-in back porch. Real hardwood floors throughout! The partially finished basement adds a bonus room, family room, and a laundry area. Outdoor space includes a fenced-in front yard.

104 Deblynn Court Mt, Mt Sterling
$190,000
4 Beds ⋅ 2 Baths ⋅ 25508449 MLS
Discover this spacious 4-bedroom, 2-bath home offering approximately 2,625 sq ft of living space in Mt. Sterling, KY. With classic character, flexible living areas, and room to grow, this property is a standout opportunity for buyers seeking value and potential in Montgomery County. The large eat-in kitchen is perfectly suited for everyday meals and entertaining, while the inviting living room fireplace creates a warm, comfortable retreat year-round. The flexible floor plan allows each room to serve your unique needs — whether a home office, guest room, or hobby space. Step outside to the outdoor patio, an ideal space for morning coffee, weekend gatherings, or simply unwinding after a long day. The detached one-car garage offers added convenience and generous storage capacity. Whether you're a first-time buyer, investor, or looking to plant roots in a welcoming Kentucky community, this home delivers a solid foundation with exceptional upside.

18 Maysville Ave, Mt Sterling
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