🏡Today's Random Real Estate 2️⃣cents Tuesday focuses on a small kitchen and what these sellers did right! 💵Cash in on my 2️⃣cents by building equity in your property!
🏡Today's Random Real Estate 2️⃣cent Tuesday video is about why buyers need to be Pre-approved by a lender.
📌You have to be able to come up with money to buy a house. A lending institution is the money gatekeepers.
📌Talking with a lender allows you to see if you are even capable of getting a loan or if you need to work on somethings to put yourself on track toward homeownership.
📌Lenders help figure out what lending products you qualify for and will work best for what you are wanting.
- Some houses will not qualify for certain loan types. When the realtor knows what loan you have they help weed out properties that won’t work.
📌Being Pre-approved allows you to act fast in a hyper market.
📌Your monthly payment has extra factors like insurance and property taxes.
Take my 2️⃣cent and help make the buying process start out smooth. Get yourself one step closer to homeowner status with pre-qualification!
🏡Today's Random Real Estate 2️⃣cents Tuesday is about upgrading your kitchen. Don’t have a blah builders grade kitchen, add the wow with some extras!
Check out your local real estate listings in the price range of your home. This will help you with what is the average expectation, go above that!⬆️
Special details do not have to be expensive. Check out surplus sale stores, Craigslist, and Facebook market place for items and materials. Price match at big box stores, go during big sale times, and use coupons! There’s no shame!! 👍🏻
📌Remember buyers are in a home for a short amount of time, first impressions count! ✨Fresh updates, completed correctly, will make the buyer take notice! 💵Cash in on my 2️⃣cents to help sell your home in less time!
🏡Today's Random Real Estate 2️⃣cents Tuesday is about credit tips.
Are you a 👻 ghost to the credit world? Go to your bank and open a secured 💳 credit card. Pay the payments on time and see your credit history accumulate.
🔹Keep revolving card balances under 30% of card limit
🔹Add person (spouse or child) as authorized user to help boost their credit
🔹You don’t need to close out credit accounts, keeping them at $0 is better.
Cash in on my 2️⃣cents by building your credit for the life you want!
🏡Today's Random Real Estate 2️⃣cents Tuesday is about updating light fixtures, cabinet hardware, any metal fixtures to all match. Do one room at a time and they don’t have to be expensive to make the home look fresh. Also remember details matter!! Cash in on my 2️⃣cents by building equity in your property!
🏡Today's Random Real Estate 2️⃣cents Tuesday topic is about Wood destroying insects.🐜 A WDI inspection is not the same as a pest inspection. The WDI inspection is looking only for wood destroying insects nothing else. This inspection can really help save the buyers future expenses from unknown termite etc… issues.
🚩Seller is responsible for paying a qualified tech for home treatment prior to closing if WDI activity is present (KY)
🚩Seller is responsible to fix any visible past or current damage from insects up to 1% of cost of sale price of home (KY) If said cost is above 1% it can be negotiated or deal can be walked away from
🚩With a VA loan the buyer can not pay for the WDI inspection
Cash in on my 2️⃣cents by knowing what is your or others responsibility when it comes to WDI inspections 🔦. Check out your states guidelines that pertain to these little buggers!!
🏡Today's Real Estate 2️⃣cents Tuesday is about title insurance.📜Title insurance protects property buyers and mortgage lenders against defects or problems with a title when there is a transfer of property ownership.
🚨Owner’s title insurance – protects the buyer (I say buyer’s policy in video but mean owner’s)
🚨Lender’s title insurance – protects the lender
Cash in on my 2️⃣cents and protect your home purchase with this one-time fee and your property is covered for as long as you or your family own it.