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With everything going on, it’s understandable if you’re wondering if you’d regret buying right now.
Everyday expenses cost more. Mortgage rates are higher than you’d like. And when the economy feels uncertain, taking on a mortgage can feel like a much bigger leap. But here’s some perspective that may …
View MoreBuying a home is exciting, but it can also feel overwhelming. There are homes to tour, mortgage options to compare, inspections to schedule, contracts to understand, and negotiations to navigate.
And before you start doing any of that, there is one important step we recommend taking first:
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For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach. Saving for a down payment takes time, and each year you spend renting can make owning feel further off.
But buying your first home doesn’t have to happen to feel …
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First-time buyers in Richmond, KY should get prequalified, then pursue full preapproval through a KHC-approved lender before touring homes. Kentucky Housing Corporation offers down-payment assistance programs, including Regular DAP and the new SAM, that must be structured into your preapproval from the start.
If you’ve been thinking about buying a home, September can bring a big question: Should you make a move this fall, or wait until 2027?
There’s no one-size-fits-all answer. The right decision depends on your finances, your timeline, the homes available, and what the market looks like when …
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For most first-time buyers, the hardest part of buying a home is making the numbers work. You budget, you save, and the finish line still feels far away.
But your salary is only half the equation. Where you live shapes what you can afford just as much. …
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Magnolia Pointe is an actively expanding, city-approved multi-phase new construction community in Richmond, KY, with Phase 8A platted as recently as May 2026. It offers modern homes with Central Kentucky character, HOA oversight, and convenient access to I-75 and Lexington.
The I-75 corridor through Madison County, KY gives buyers suburban pricing with a straight shot to Lexington jobs, healthcare, and the University of Kentucky campus. As of mid-2026, the market is balanced but active, with portal data showing median values ranging from the low $260s to the low …
Kentucky first-time buyers should get pre-qualified before touring homes, explore down-payment and closing-cost assistance through the Kentucky Housing Corporation (KHC), and partner with a local agent who understands the Madison County market. Central Kentucky consistently …
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Why yes, you can!
If you’ve been thinking about buying a home in Madison County, Kentucky, you may have wondered if it’s even possible to find something under $200,000 anymore.
The answer might surprise you: Yes, there are still homes available under $200,000 in Madison County.
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