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Finding out what is most important when purchasing a home

Kelli Hunt

Kelli Hunt grew up on a small farm in Wisconsin...

Kelli Hunt grew up on a small farm in Wisconsin...

Oct 8 3 minutes read

Purchasing a home is one of those life accomplishments that top nearly everyone’s bucket list.

The first thing a home buyer should consider is the price range of the property that they searching for. Speaking with a lender and getting lender approval before you start shopping for a home makes a huge difference in your home buying expectations. Finding the right price point is extremely important to keep the mortgage payments at an affordable level. That can help to ease possible financial stress in the future. After this integral step; here are some key points that you need to address to help narrow down your search: 


Suburban, or rural?  You’ll have to determine how far you are willing to travel for everyday conveniences such as grocery, dry cleaners, gas stations, and health services. Consider your current lifestyle and needs. What are your current habits in life?  What conveniences do you aspire to have, and will the neighborhood support it? You may fall in love with a home’s finishes, but if the neighborhood doesn’t fit your lifestyle, it could cause unhappiness in the long term.

School systems

If you are a parent or are planning to have children, school zones can be a major determining factor in your neighborhood of choice. Research the schools in the area. You should include elementary, middle, and high school locations to your long-term plans.  You may also want to familiarize yourself with the school districts and boundaries.

Home size

Larger homes can be nice just for the convenience of extra space and they allow a growing family room to spread out. There are downsides as well. It will cost more to heat and cool a larger home.   More square footage and rooms will also increase home taxes.  Many people have the tendency to fill any empty space with clutter – sometimes to the point that they buy a larger house to store their “stuff.”

Tip - Consider the storage space in the attic or basement. Utilizing these unfinished spaces may be key to purchasing a less expensive home with less square footage while addressing your real needs.

The simple truth is that you cannot readily relocate a house and home additions to add extra space might not be readily affordable.

 So, in the wrap-up! Once you find out what you can afford, it is better to consider: location first, home size a close second, and conveniences next, all before falling in love with a particular property. Happy Home hunting!!

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